Product · Risk · Insurance

Product Owner leading a £20m risk platform, now transitioning into Insurance.

I've led cross-functional teams of 10+ engineers through end-to-end product cycles with measurable outcomes: 40% reduction in operational overhead, 75% faster delivery, $4m annual cost savings. Seeking to apply this systematic approach to reinsurance product development where regulatory compliance, operational efficiency, and cross-functional collaboration drive value

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Risk evaluation Regulatory compliance SQL · Python · Excel Stakeholder management Certified Scrum PO

About

Why I build the way I build.

I bridge the gap between technical complexity and commercial outcomes. Leading risk systems for a FTSE 100 organisation taught me to evaluate exposure daily, embed compliance checkpoints, and translate data into clear stakeholder recommendations.

Insurance underwriting excites me because it demands the same analytical rigour I've developed, balancing risk appetite against business objectives, navigating regulation, and making sound decisions under uncertainty. I'm eager to apply my experience in risk frameworks, data validation, and process automation to technical underwriting roles.

Experience

  • Built the company’s first digital risk platform from scratch: defined vision, scoped MVP, owned backlog, and drove production launch.
  • Established the first cross-functional product team (10+ engineers, data, design) after earlier delivery efforts stalled.
  • Delivered £4m annual savings by replacing third-party risk tooling with in-house capabilities.
  • Designed operational workflows for Kafka ingestion, processing pipelines, and real-time exposure APIs for dashboards.
  • Reduced manual workload by 40% through automation across reporting, settlement, and reconciliation.
  • Cut FE delivery timelines from 8 weeks to 2 weeks via structured prototyping and tighter design-engineering loops.
  • Reduced UAT cycles from 2–3 days to under 2 hours with 80% fewer regression errors post-release.
  • Introduced an OKR-weighted prioritisation framework and sprint ceremonies now adopted company-wide.
  • Embedded compliance-by-design (access controls, audit trails, incident protocols) across delivery stages.
  • Lead stakeholder discovery and weekly executive reporting across Risk, Compliance, Operations, and C-suite.
  • Identified a testing bottleneck and built a Python UAT automation tool, cutting testing time by 50%.
  • Reduced regression errors by 80% through automated integrity and pricing checks.
  • Secured Architecture Board approval; investment funded a 4-person team to scale the tool.
  • Oversaw evolution from script to web app (SignalR, React) to improve accessibility.
  • Translated complex business requirements into epics, user stories, and sprint-ready specs.
  • Owned backlog prioritisation, dependencies, and stakeholder communication across teams.
  • Owned end-to-end client relationships, running regular reviews and resolving escalations fast.
  • Led new product launch from creation to go-live, improving UI and back-end usability for onboarding.
  • Managed content and configuration across multiple client platforms to meet compliance needs.
  • Operated in a real-time decision environment, adjusting pricing to market movements.
  • Delivered live data and half-time KPI dashboards for coaching decisions.
  • Supported England Rugby League 1st Team during 2021 World Cup preparation camps.
  • Designed data collection frameworks and visualisation systems across full seasons.
  • Co-designed performance rating models to quantify game-to-game outcomes.
  • Owned platform administration: video uploads, content, and stakeholder access.
  • Skylab Elite Performance Analysis — Pathway Support Analyst (Jul 2018 – Sep 2019).
  • Delivered data-driven insights contributing to a 20% improvement in results.
  • Hartpury University / Gloucester-Hartpury Women — Lead Performance Analyst (Aug 2017 – Apr 2018).
  • Cheltenham Town FC — Performance Analyst Intern (Jul 2016 – Aug 2017).

Education & Certifications

Academic background and professional development.

Education

MSc Applied Sports Performance Analysis
University of Worcester · 2018 – 2019
BSc Sports and Exercise Science (2:1)
University of Gloucestershire · 2015 – 2018

Certifications

Certified Scrum Product Owner Scrum Alliance · 2024
Introduction to Risk Management CFI via Coursera · 2025

Technical Skills

Excel (VBA) · SQL/MySQL · Python · Data Visualisation · Jira · Confluence · Figma

Projects

Selected work across risk, fintech, and internal tooling.

Risk · Internal Tooling

Digital Risk Platform – £20m Multi-Sport Risk System

A unified pricing, exposure, and control system powering NBA, NFL, and MLB operations.

Fintech

Stacked – Personal Finance App

Smart budgeting + auto-categorisation with personalised insights.

Automation · Risk · Tooling

MLB UAT Automation Platform

A complete validation engine for pricing, settlement, and operator behaviour.

Insurance · Cat Modeling · Excel

Hurricane Catastrophe Model Prototype

End-to-end hurricane modeling workflow with hazard, exposure, vulnerability, and financial modules.

Insurance · Longevity · Excel

Longevity Risk Model

Lee-Carter and CBD mortality modeling with annuity valuation and Solvency II metrics.

Contact

Let's connect and discuss opportunities.

Location

Hamilton, Bermuda

Email

Samheel01@gmail.com